Fractal, discover its web3 infrastructure. Here are the aims and features of this new ecosystem, and direct access to its website.
Fractal is building web3 infrastructure allowing all on-chain financial assets to interact with and collateralize against each other via a universal margin account – starting with existing crypto assets and expanding to real world assets.
If you follow DeFi news, then this project should be of interest to you. Here are some of its features.
Fractal expands the digital economy by providing institutional grade, capital efficient technology for assets on-chain.
The goal is to make On-Chain Finance as capital efficient as CeFi.
Fractal is an institutional-grade platform — all of the borrowers go through KYC/KYB.
This platform enables capital efficiency for institutions that are currently deployed on-chain, while also giving institutions that cannot interact with DeFi directly a way to do so by bringing bilateral agreements on-chain.
In doing so, capital-efficiency is unlocked, and transparency is improved, while maintaining institutional-grade compliance.
Fractal supports institutional clients by improving:
- Cost of capital: On-Chain Finance today is primarily fully collateralized. By creating cross-margin collateralization tooling, Fractal brings down the cost of capital and makes it far more efficient to engage in the space. The cost of capital value proposition is universal, whether it’s an early stage fintech startup, a traditional or crypto native fund, or a DAO treasury.
- Access to credit: Fractal’s account structure and risk engine unlocks the collateral value of users’ assets in a segregated and controlled environment.
- Transparency of risk and reserves: Fractal enables a fully transparent and programmable chain of credit, providing better credit monitoring and trust between borrowers and lenders.
This ecosystem offers the first cross-collateralized margin account with integrated clearing and reporting.
All products are fully transparent and auditable. Assets never leave Fractal’s accounts, reducing risk across client funds.